Detailed Budget Calculator

INCOME
 

Salary/Wage - Person 1

Salary/Wage - Person 2

Other Income

FIXED
EXPENSES

Estimated

Actual

(+) or (-)

Loan Repayments

Mortgage/Rent

Credit Card Payments

Home Equity Loan(s)

Car Loan(s)

Taxes not withheld from salary/wage

Person 1

Person 2

Insurance Premiums

Life

Car

Home

Health

Other

Savings/Investments

Holiday fund

Emergency fund

Education fund

Additional Retirement (Super, IRA, etc.)

Investment fund

Other

VARIABLE
EXPENSES

Estimated

Actual

(+) or (-)

Utilities

Electricity

Gas

Telephone

Water and Sewer

Other

Transportation

Vehicle Fuel, Maintenance and Running Costs

Public Transport

Clothing

Person 1

Person 2

Children

Spending Money

Person 1

Person 2

Children

Other variable expenses

Food and Drinks

Personal Care (hair, manicures etc.)

Recreation, Entertainment

Medical/Dental

Charity

Special Expenses (tuition, child support, etc.)

Miscellaneous

RESULT

Estimated

Actual

(+) or (-)

Fixed Expenses

Total Expenses

Income Less Expenses

Income Less Expenses Over 12 Months